Community bank hires SBA veteran, embarks on national expansion of SBA Lending Division

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American Momentum Bank
4830 West Kennedy Blvd Suite 200
Tampa, FL
FL 33609 
United States

American Momentum Bank has hired SBA lending veteran Mark Urbaniak to serve as SBA Credit Administrator. The hire is a critical component of further strengthening the leadership team as the community bank embarks on a national expansion of its Tampa-based SBA Lending Division.

American Momentum Bank is a designated “SBA Preferred Lender,” according to the U.S. Small Business Administration (SBA). The bank, which is chartered in Texas, established its SBA Lending Division in Tampa in 2016 and has grown the division from a total of $13.83 million in annual SBA loan production in 2017 to $41.63 million in 2021 – an increase of 201% in five years. The division anticipates ending 2022 with a total SBA loan production totaling $62 million.

“Mark has tremendous SBA lending experience and a long track record of success that makes him the perfect addition to our team, especially as our division prepares to expand nationally,” said Patrick Fenech, Senior Vice President, Managing Director SBA Lending at American Momentum Bank. “There’s no part of the lending life-cycle that Mark hasn’t been actively involved with.”

Prior to joining American Momentum, Urbaniak served as Senior Vice President, SBA Credit Administrator II at South State Bank – previously named CenterState Bank – a regional bank with offices in seven states. In his nearly 30 years of experience in commercial banking, he has worked for Valley National Bank, Pilot Bank, Progress Bank of Florida, New South Federal Savings Bank and other financial institutions.

In his new role with American Momentum, Urbaniak will provide credit management and leadership, loan underwriting, pre-screening support, specific credit support for SBA business development officers, loan portfolio management, and compliance, training and policy and procedures oversight.

Urbaniak holds a Bachelor of Science in Business Management from Valparaiso University and a Masters in Business Administration from the University of St. Francis. He is a licensed real estate associate in the state of Florida and a former member of the Hillsborough County Code Enforcement Board.

“I have grown with two other SBA departments in the area,” Urbaniak said. “This position with American Momentum is an opportunity to play a guiding role in the SBA lending process and work with a solid team to help the SBA department grow nationally.”

In addition to hiring Urbaniak, the division expects to add an SBA Credit Analyst to its team within the next couple of months and three new business development officers (BDOs) before June. Plans also include hiring six more BDOs before the end of 2024 and additional underwriting and support staff, as needed. The SBA division currently includes 11 staff members, four of which are based in Texas.

“Expanding the SBA division brings many benefits to our bank and customers,” said Mike Collins, Florida President at American Momentum. “It will increase our loan portfolio, profitability, market share and CRA opportunities, and strengthen relationships with existing customers and referral sources. We’re looking forward to broadening the reach of our SBA Lending Division across the country.”

About American Momentum Bank
American Momentum Bank, a Texas-chartered banking association with total assets of $2.7 billion as of Dec. 31, 2021, provides comprehensive products and services for businesses and individuals. American Momentum Bank has 18 full-service banking centers in Texas and nine full-service banking centers in Florida. American Momentum Bank’s strong capitalization, superior asset quality and experienced management teams position it as one of the premier banks in each state. Visit to learn more.